Shop Direct Finance Company Ltd Don’t pay them, read this

Shop Direct Finance Company Ltd Don’t pay them, read this

Catalogue debt is now a bigger problem than payday loans according to debt charities. The Citizens Advice charity has recently said that it received 62,000 calls for help regarding catalogue  debt in 2013, compared with 61,000 requests with people had with payday loans.  The problem seems to be the have now, pay later schemes they offer and the ease of qualifying for these deals. Together with the fact that you can spread the repayments over 3-5 years, these are dormant debts that come back to bite the consumer in times of hardship.

Chased by Shop Direct Finance Company Ltd and have many other debts, get rid of them all before Xmas with this tactic

We are approaching Christmas, which is not a great time if in debt and being chased for it. Knowing the extra financial constraint the season has on consumers, the debt collection agencies love to ramp up the pressure on collecting those debts. With unscrupulous tactics such as scaring families into ruining Xmas for them if they do not pay etc. So beat them at their own game, I’ll share with you a company I used when in debt, that hates these companies as much as me, but more importantly can get rid of this debt for you before Xmas. No matter what your situation, they will sort this by the end of the day, check them out here

     Shop Direct Finance Company Ltd Don’t pay them, read this

    Now Catalogue companies as a whole don’t adopt the bully boy tactics of payday loans when chasing back what you owe, but obviously after a certain amount fo time they will enforce the debt collectors after you to chase the debt.

    Send a letter to the company explain your situation and a date when you can commit to making the first payment back to them and ask them if you can stop paying the interest on them as well. As long as you keep to the arrangement you will find the catalogue companies are much friendlier than the payday loan companies.

    Below is an example of a letter to send to them;

    Name of creditor
    Address/postcode
    Date

    Dear Sir/Madam

    Re: Account No…………

    I regret that I am unable to maintain my current monthly payments because ……… explain your reasons.

    I am writing to all my creditors requesting details of the balance outstanding on my catalogue  debt and would be grateful if you would let me know how much I owe you. Once I have obtained this information, I will contact you again with a repayment plan I am confident I can keep with

    At the moment I am eve finding it hard to pay the priority debts I owe

    Meanwhile I would be really grateful you were prepared to hold action on my account for two months and suspend interest and other charges to prevent my indebtedness from increasing.

    Yours faithfully

     Shop Direct Finance Company Ltd Don’t pay them, read this

    Quickest tactic to get rid of them for good today
    If you are being chased by debt collectors or have debt in debt with banks/payday loan companies, then you need to stop all the threats/charges/interest now. If a get out of debt button is all your after, then there is a company that I have thoroughly vetted that can do this for you. I used them when I was in trouble and it also protects you from court action/bailiffs, whilst never having to talk to any creditor again. They contact them on your behalf and stop everything, informing you by email all the way. They hate these companies and their bullying tactics as much as me, any way check them out here