If you are reading this, then you probably already can’t afford to pay Wonga loan, and may not have paid it back. You may have opted to Wonga for a rollover and interest/charges are building on the loan. However much you owe Wonga Login, there are measures and guidelines you can follow to help your situation. I believe there is now an urgent need to help people in the UK fight back against payday lenders. On the whole, Wonga.com are no different from other payday loan firms operating in the country however, this company has been fined by the Financial Conduct Authority which does indicate operating in an inappropriate manner.
Chased by Wonga Login and have many other debts, how can I get rid of them all?
If you are being chased by Wonga Login and have multiple other debts, such as bank loans/credit cards/payday loans, I can guarantee the stress is affecting everything you do daily. If your partner does not know, or maybe even family members, then there really is no escaping it. I was in this exact position, except for me, it was also the calls to work and the depression that came with it all. So the good news with multiple debts, is that there are many loopholes/FSA backed methods to legally get rid of the lot and shut them down immediately. All calls stop, no more letters/text messages and you never have to deal with who you owe money too again. The best news, this month, you get to keep your wages again, instead of losing the lot 5mins after they hit your account. These guys are brilliant and literally gave me my life/sanity back. No matter what your situation, they will sort this by the end of the day, check them out here
Recently they were fined due to the fact that the firm has been carrying out “unfair and misleading debt collection practises”, according to the FCA. Wonga.com was forced to pay a sum in excess of £2.6m to around 45,000 customers. They produced letters from made up law firms and then sent them to their customers with threats about non payment. Threats of legal action for non payment were sent and included a charge to the customer for the letter.
MP’s were quick off the mark to slate the firm for this practice. The chairman of the Commons Business Committee is Adrian Bailey, an MP for Labour and he has openly criticised the firm, stating that the family friendly nature of their promotional activities is a complete sham. He believes that the firm has acted in a terrifying manner, targeting some of the most vulnerable people in the UK.
Wonga Login do not pay them, read why here
When losing your money to payday loans, especially around pay day, then there is a tactic you can use to alleviate the pressure. Cancelling the continuous payment authority (CPA). When you applied for your payday loan you gave over your card details and were in effect giving the lender permission to debit your account. It used to be very hard to stop them taking your money by cancelling the CPA, the banks many times would simply say they could not contact the issuer and you had to do it. The reason given was only the lender could actually remove the CPA. The lender had more flexibility with this in place as they could debit the moment when they wished and it was not uncommon for some lenders to hit you with 8 small debits totaling £24 a time until the account had been drained. If they have the long number on your card then you probably do have one in place and you need to get them stopped.
Quickest tactic to get rid of Wonga Login for good today
If you are being chased by debt collectors or have debt in debt with banks/payday loan companies, then you need to stop all the threats/charges/interest now. If a get out of debt button is all your after, then there is a company that I have thoroughly vetted that can do this for you. I used them when I was in trouble and it also protects you from court action/bailiffs, whilst never having to talk to any creditor again. They contact them on your behalf and stop everything, informing you by email all the way. They hate these companies and their bullying tactics as much as me, any way check them out here
The Financial Conduct Authority has informed everyone that they have the right to cancel at any time with their bank the CPA. Once you ring your bank and ask for it to be removed either in person or over the phone they have to remove it immediately.Explain you can’t make more than £x repayment this month and will continue to do so every month. If any more is debited after the bank has told you it was cancelled, then complain to your bank in person and ask for a refund. You can find out by calling your bank if Wonga has a CPA in place
Wonga Login do not pay them, read why here
If you have any other questions and need help with the Wonga Debt Help please feel fee to use the form on the right hand side and I’ll get back to everybody.